Mortgages

Articles
Choosing the right mortgage for your needs
A mortgage for most people will be the biggest financial commitment they ever make so it is important that you make the right choice. At ....
 
Is an Interest only mortgage for me?
Before we look at the positive and negative aspects of this type of mortgage we need to know how they work.As the name suggests with ....
 
Factors of Personal Loans
A personal loan, or unsecured loan, is a loan that is secured against a borrower’s personal credit rating, not against any personal property. Institutions providing ....
 
Remortgages with Bad Credit
In recent years, more lenders are increasingly offering Bad Credit Remortgages. A UK remortgage with bad credit is when mortgage holders pay off their current ....
 
Offset Mortgages
A relatively new product on the UK mortgage market, an offset mortgage allows borrowers to put all their debts in one place. Customers who take ....
 

First Time Buyer Mortgages

With so many First Time Buyer Mortgages available, and so many lenders vying for your business, it really is a potential minefield out there! In recognition of this, from the 31st October 2004 , mortgage advice became a regulated activity (regulated by the Financial Services Authority). This is great news for you as a customer.

You may seek advice from a lender or company that is restricted to advising on a limited panel of lenders. However, the advice you obtain may then (by its very nature) be restricted in terms of the products available to you. As a First Time Buyer , we believe it is of great important for you to obtain Independent Mortgage Advice . The advice will then be on the whole of the mortgage market , resulting in more choice for you.

 


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This web site is operated by Internet Marketing & Management Services Ltd and introduces clients to Mortgage Brokers. Internet Marketing & Management Services Ltd does not provide any finance advice and only acts as an introducer to regulated companies. Information about mortgages is provided by the broker on a non-advised based. This means mortgage and loan information offered on this site does not constitute financial advice under the Financial Services and Markets Act 2000.

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