Mortgages

Articles
Choosing the right mortgage for your needs
A mortgage for most people will be the biggest financial commitment they ever make so it is important that you make the right choice. At ....
 
Is an Interest only mortgage for me?
Before we look at the positive and negative aspects of this type of mortgage we need to know how they work.As the name suggests with ....
 
Factors of Personal Loans
A personal loan, or unsecured loan, is a loan that is secured against a borrower’s personal credit rating, not against any personal property. Institutions providing ....
 
Remortgages with Bad Credit
In recent years, more lenders are increasingly offering Bad Credit Remortgages. A UK remortgage with bad credit is when mortgage holders pay off their current ....
 
Offset Mortgages
A relatively new product on the UK mortgage market, an offset mortgage allows borrowers to put all their debts in one place. Customers who take ....
 

Mortgages UK

Our Commitment to Independence

With over 4,000 different mortgages on offer, it is important that home-buyers obtain specialist mortgage advice and that this advice is independent . Many advice companies will claim to be fully independent, while in fact they operate a restricted panel or are affiliated with a mortgage lender.

All the advisers we introduce to hold an independent status and can offer you whole of market access / advice, reviewing the whole of the mortgage market place before making any recommendations.

We believe the best advice is Independent Advice!


We Are Well Connected

Once you have completed the application form you will be advised the names of a selected range of mortgage advisers to whom your form will be sent. If you are happy to continue then just click on the submit button. On allocation of your enquiry to your adviser, you will be advised of the firm to whom your application was sent, and provide you with their contact details. Your allocated adviser will work for you. Your adviser will contact you but if you wish to make earlier contact then you are free to do so using the contact details provided. So please do not hesitate to contact your adviser at any time!


Fees

A fee may be payable for mortgage advice, depending on your circumstances, of up to 1% of the loan amount. No fees are charged upfront or on initial consultation. Fees free options may be available. All costs in relation to your mortgage will be explained to you fully prior to application. You are under no obligation. Please ask your adviser for further details.


Our Unique Mortgage Advice Process.

Following the completion of our simple mortgage enquiry form, your enquiry will be electronically allocated to an independent mortgage adviser. It is important to us at 1mortgagesuk.co.uk that you are happy with the service offered to you, and we would hope that you will return to use our service and refer friends and family to our web sites in the future.

On allocation of your enquiry to your adviser, you will be sent an introductory e-mail, which will introduce your adviser, and provide you with their contact details. Your allocated adviser will work for you. Please do not hesitate to contact your adviser at any time!

If you are not happy with the adviser you have been allocated or they fail to contact you in a timely manner, please e-mail us at info@1mortgagesuk.co.uk

It is important that you work with your adviser to ensure that he or she is aware of your needs and circumstances, and can find the most appropriate mortgage deal available to you on the UK market. Once your adviser has obtained sufficient information about your needs and circumstances, they will be able to source the market for you, identify the most appropriate deal for you, and then send a Key Facts Illustration to you. The key features of the selected mortgage product will be explained to you and any questions you may have will be answered in plain English.

Clients have told us that they like to remain in control (and not feel pressured) and that their preferred methods of contact are both phone and e-mail . It may be possible to send an adviser out to see you in person at your request, but we find that most clients prefer to work remotely.

We believe the best advice is independent advice!

If you would like further information about our service, please do not hesitate to contact us.

 

 

 


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This web site is operated by Internet Marketing & Management Services Ltd and introduces clients to independent financial advisors. Internet Marketing & Management Services Ltd does not provide any finance advice and only acts as an introducer to regulated companies.

Internet Marketing & Management Services Ltd. Business address and registered office is 7 Fidlas Road Llanishen Cardiff CF14 0LW.
The company is registered in England and Wales under Company Number 520850