1 Mortgages UK
Our Commitment to Independence
With over 4,000 different mortgages on offer, it is important that home-buyers obtain specialist mortgage advice and that this advice is independent . Many advice companies will claim to be fully independent, while in fact they operate a restricted panel or are affiliated with a mortgage lender.
We do not offer you a mortgage or any financial advice as our seach engine will search over 300 mortgage providers in order to find those products which are most suitable for your needs.
All the advisers we introduce to hold an independent status, be regulated by the financial Services Authority and be capable of offering you complete market access / advice, whilst reviewing in more personal detail your specific needs.
We believe the best advice is Independent Advice!
How we can help you to find the best mortgage
Once you have completed our simple on line application form we will conduct a search and you will be advised the names of a selected range of FSA regulated mortgage advisers to whom your form will be sent. If you are happy to continue then just click on the submit button. On allocation of your enquiry to your adviser, you will then be advised of the firm to whom your application was sent, together with their contact details. Your allocated adviser will work for you. Your adviser will contact you but if you wish to make earlier contact then you are free to do so. So please do not hesitate to contact your adviser at any time!
Fees
Whilst our service is free of charge some mortgage providers and brokers do charge fees, which may be payable for mortgage advice, depending on your circumstances. This can be up to 1% of the loan amount. No fees are charged upfront or on initial consultation and in some cases a Fees Free option may be available. All costs in relation to your mortgage will be explained to you fully prior to application. You are under no obligation. Please ask your adviser for further details.
Our Unique Mortgage Advice Process.
Following the completion of our simple mortgage enquiry form, we will search our databases and your enquiry will be electronically allocated to an independent mortgage adviser. It is important to us at 1mortgagesuk.co.uk that you are happy with the service offered to you, and we would hope that you will return to use our service and refer friends and family to our web sites in the future.
On allocation of your enquiry to your adviser, you will be sent an introductory e-mail, which will introduce your adviser, and provide you with their contact details. Your allocated adviser will work for you. Please do not hesitate to contact your adviser at any time!
If you are not happy with the adviser you have been allocated or they fail to contact you in a timely manner, please e-mail us at info@1mortgagesuk.co.uk
It is important that you work with your adviser to ensure that he or she is aware of your needs and circumstances, and can find the most appropriate mortgage deal available to you on the UK market. Once your adviser has obtained sufficient information about your needs and circumstances, they will be able to source the market for you, identify the most appropriate deal for you, and then send a Key Facts Illustration to you. The key features of the selected mortgage product will be explained to you and any questions you may have will be answered in plain English.
Clients have told us that they like to remain in control (and not feel pressured) and that their preferred methods of contact are both phone and e-mail . It may be possible for the suggested IFA regulated adviser to make a home call, which is matter best taken up with them.
We believe the best advice is independent advice!
If you would like further information about our independant service, please contact us.