Mortgages

Articles
Choosing the right mortgage for your needs
A mortgage for most people will be the biggest financial commitment they ever make so it is important that you make the right choice. At ....
 
Is an Interest only mortgage for me?
Before we look at the positive and negative aspects of this type of mortgage we need to know how they work.As the name suggests with ....
 
Factors of Personal Loans
A personal loan, or unsecured loan, is a loan that is secured against a borrower’s personal credit rating, not against any personal property. Institutions providing ....
 
Remortgages with Bad Credit
In recent years, more lenders are increasingly offering Bad Credit Remortgages. A UK remortgage with bad credit is when mortgage holders pay off their current ....
 
Offset Mortgages
A relatively new product on the UK mortgage market, an offset mortgage allows borrowers to put all their debts in one place. Customers who take ....
 

Mortgages UK - About Us

Our Unique Mortgage Advice Process.


Following the completion of our simple mortgage enquiry form, your enquiry will be electronically allocated to a Mortgage Expert whose work audited by a company that is authorised and regulated by the Financial Services Authority or is an appointed representative of an authorised firm. It is important to us at 1mortgagesUK.co.uk that you are happy with the service offered to you, and we would hope that you will return to use our service and refer friends and family to our web sites in the future.
Once you have completed the application form you will be advised the name of the Mortgage Broker to whom your details will be sent. If you are happy to continue then just click on the submit button. Your enquiry will be sent to the Mortgage Broker and you will be sent an email confirming their contact details.
On allocation of your enquiry to a mortgage expert, you will be sent an introductory e-mail, which will introduce your adviser, and provide you with their contact details. Your allocated mortgage expert will work for you. Please do not hesitate to contact then at any time!

It is important that you work with your mortgage expert to ensure that he or she is aware of your needs and circumstances, and can find the most appropriate mortgage deal available to you on the UK market they use.
Clients have told us that they like to remain in control (and not feel pressured) and that their preferred methods of contact are both phone and e-mail. We will work with you on this and send a representative to your home or work place to collect documentation at a time that suits you.

It is important that you work with your mortgage expert to ensure that he or she is aware of your needs and circumstances, and can find the most appropriate mortgage deal available to you on the UK market. Once your adviser has obtained sufficient information about your needs and circumstances, they will be able to source the market for you, and identify a shortlist of the most appropriate deals for you to choose from.

Once you have made a choice they will send the Key Facts Illustration to you. The key features of the selected mortgage product will be explained to you and any questions you may have will be answered in plain English.
If you would like further information about our service, please do not hesitate to contact us.
If you would like further information about our service, please do not hesitate to contact us. 1 Mortgages UK is a trading style of Internet Marketing and Management Service Limited whose registered Office is at 106 Wenallt Road Rhiwbina Cardiff CF14 6TP . We introduce clients to independent mortgage brokers and whilst this service is totally free to you we may receive an introductory fee from the mortgage broker or a party acting on their behalf.

No upfront fees are charged.
There will be a fee for mortgage information provided if you decide to continue with the application process. The precise amount will depend upon your circumstances but we estimate that it will be £908 but may range from £750 to £2,995. The fee is not charged until the mortgage has completed.

 


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This web site is operated by Internet Marketing & Management Services Ltd and introduces clients to Mortgage Brokers. Internet Marketing & Management Services Ltd does not provide any finance advice and only acts as an introducer to regulated companies. Information about mortgages is provided by the broker on a non-advised based. This means mortgage and loan information offered on this site does not constitute financial advice under the Financial Services and Markets Act 2000.

Internet Marketing & Management Services Ltd. Business address and registered office is 7 Fidlas Road Llanishen Cardiff CF14 0LW.
The company is registered in England and Wales under Company Number 520850