Secured loans range from £7,500 to £250,000. The maximum loan to value the lender will offer is 125% of the value of the property. However if you have adverse credit the lender will only in most cases go to 90% of the loan to value. The loan to value is a calculation of the value of the property less the outstanding balance. The secured loan is then added to the mortgage outstanding balance. This is then calculated as a percetge and this is the loan to value. Secured loans terms range from 5 years to 30 years. The interest rate is often a little higher than a standard mortgage.

Most high street lenders offer secured loans but the best place to get a quotation form is a secured loan broker. These brokers have coverage of the whole market and there job is find you the best deal.

Search over 250 secured loans in minutes. Unlike some companies that try to sell you just one type of loan, we have a panel of at least 13 different lenders to choose from.

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Secured Loans
Posted on 24 Apr, 2007
For most people, acquiring loans have become a normal task to achieving their life